Funding 101 - Fundraising Resources for Founders

Should Founders Raise Capital from Family Offices? #75

Written by Jason Kirby | Jun 4, 2024 1:29:00 PM

What's Below in Issue #75:

📰 - Raising Capital from Family Offices

📊 - Asset Allocation Trends: Rising Fixed Income and Diversification Focus

🎙️ - Podcast #43 w/ Diana Heldfond, solo founder transforming EdTech for special needs

💵 - Premium startup resources

🆓 - Free startup resources

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Today, let’s dive into the world of family offices and explore whether raising capital from them is the right move for your startup. You might have heard about these mysterious entities that manage the wealth of the ultra-rich, but how do they operate, and should you approach them for funding?

Understanding Family Offices

Family offices are private wealth management firms established by wealthy families to manage their wealth, plan for succession, and handle financial and investment decisions. They come in two main flavors:

  1. Single-Family Offices (SFOs):
    • What They Are: These manage the wealth of a single family, offering highly customized services tailored to the family's specific needs and preferences.
    • AUM (Assets Under Management): Typically, SFOs manage anywhere from $100 million to several billion dollars.
    • My Take: If you have a personal connection with the main wealth generator of an SFO, it can be a goldmine. They can offer patient, long-term capital with minimal strings attached.
  2. Multi-Family Offices (MFOs):
    • What They Are: These serve multiple families, pooling resources to offer a range of services like wealth management, tax & estate planning, and legal.
    • AUM (Assets Under Management): MFOs usually manage anywhere from a few hundred million to tens of billions of dollars.
    • My Take: These are more institutional in feel compared to SFOs. They can be a great option but expect a more formal approach and proper due diligence

But the reality of any family office is that no two family offices are alike. What that means is there’s no generic approach to connecting with FOs, they are all incredibly bespoke, prefer to stay under the radar and have a very limited online presence. So if you don’t already have access to family offices, you’ll likely have a hard time breaking in. They like to hang out with their peers, AKA, other people with lots of money. If you don’t fit that description, navigating your way to the decision-makers will be a heavy lift, and you’re better off chasing VCs or angels.

How Family Offices Allocate Capital

According to the UBS Global Family Office Report 2024, family offices tend to be highly diversified in their investment strategies. Here are some key insights:

  • Asset Allocation: Family offices increased their investments in developed market fixed income in 2023, reaching the highest level in five years. Real estate investments declined due to falling commercial property prices in some regions.
  • Geopolitical and Climate Concerns: Many family offices are cautious about geopolitical conflicts and climate change, affecting their investment decisions.
  • Regional Preferences: Investments are heavily tilted toward North America, driven by confidence in the US tech sector and generative AI. European and Swiss family offices show a home market bias.
  • Investment Themes: Generative AI is a popular investment theme for the next two to three years.

Direct Investments and Their Challenges

While family offices are involved in various asset classes, direct investments into startups are less common. Here’s why:

  • Limited Direct Investment: Only 22% of family office portfolios are allocated to private equity, with about 11% in direct investments and another 11% in funds or funds of funds.
  • Not Leading Investments: Due to their size and structure, family offices rarely lead investment rounds. They prefer to co-invest alongside larger firms.
  • Relationship-Based Investing: Family offices prefer to invest in startups where they have an established relationship with the founders or the lead investors. Without a personal connection, the odds of securing direct investment from a family office are slim.

When Do Family Offices Invest?

Family offices generally prefer to invest in later-stage companies. Here are some common scenarios where they might be inclined to invest:

  • Growth Stage: They look for companies that have proven business models and are in the growth phase, seeking to scale further. They often invest alongside a fund manager they’ve previously backed or through an SPV or direct on-cap table, depending on how they got access to the deal.
  • Strategic Fits: Companies that align with their existing portfolio or business interests. For example, if a family office has significant investments in real estate, they might be interested in prop-tech startups.
  • Long-Term Horizon: Family offices often have a long-term investment horizon and can be patient capital, willing to wait for returns over a more extended period compared to traditional VCs.
  • The Outliers: Given that every family office is different, there are no standard blanket rules that apply to them all. You can always be the outlier deal that breaks the general rules. It’s more likely luck that brings a family office into your fundraise than it is skill. 

Should You Approach Family Offices?

Here’s my take: If you don’t already have an established relationship with a family office, the odds of raising money from them are low. They tend to be more relationship-driven and risk-averse compared to traditional VCs. However, if you do have connections or if your business aligns well with their strategic interests, family offices can be fantastic partners due to their long-term investment perspective and substantial resources.

My Recommendation: Focus on building relationships with family offices well before you need funding. Network through industry events, mutual connections, and by demonstrating consistent progress and strategic alignment with their interests.

In conclusion, if you’re struggling to attract venture capital and think family offices are your savior…don’t hold your breath. It’s going to be a lot harder and you’re better off re-evaluating your business and your capital needs to put together an attractive offer to investors to lure them in. But that’s something we will save for a future newsletter. If you want me to cover the topic of capital strategy and determine how to craft an investor-ready deal, reply to this email with a 👍

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Family Office Investment Trends: A Snapshot

Family offices are growing cautious. The UBS report shows a rise in their holdings of developed market fixed income (the highest level in five years). This shift, alongside concerns about geopolitical tensions (62% of respondents) and climate change (nearly half), suggests a more risk-averse approach.

Opportunities exist, but only for established startups. While North America remains a preferred region (over 50% allocation), family offices prioritize later-stage companies. Only 22% of their portfolios go to private equity, with just 11% in direct investments. They typically co-invest with established firms.

Building connections with family offices well before seeking capital is key. Their cautious nature makes them a better fit for established startups with proven models, especially those in North America or leveraging generative AI (favored by over 78% for future investment).

-------------------------------------------------------------------------------------------------------------------------------------------------------------Listen to Diana Heldfond's Journey From Dyslexia Diagnosis at 7 to Raising $29M Solo in Episode 43

We're thrilled to have Diana Heldfond, the solo founder and CEO of Parallel, join us in this episode. Parallel is a cutting-edge virtual care platform focused on aiding children with learning and thinking challenges such as dyslexia and ADHD. Under Diana’s leadership, Parallel has raised over $29 million and now works with numerous school districts across the US, integrating healthcare and education through innovative technology to provide tailored and effective support.

Diana discusses the unique challenges and strategies of fundraising as a solo founder. She talks about how she cultivated early relationships with investors, crafted compelling narratives to manage fundraising timelines effectively, and faced investor rejections head-on. Her strategy shows how crucial it is to be resilient and plan ahead when getting funding alone, without a co-founder.

Check It Out

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